Independent calculator. Not financial advice. Estimates use 2026 federal brackets and state tax tables verified April 2026. Methodology
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Salary in San Antonio 2026: Take-Home, Budget, Cost of Living

Take-home at multiple salary levels, 50/30/20 budget, MIT living wage, neighbourhood rents, and top employers. Texas state tax verified April 2026.

68
COL Index (NYC=100)
$1,150/mo
Median 1BR Rent
$0
No State Tax
$38,000/yr
MIT Living Wage (single)

Your Take-Home in San Antonio

$
$80,000/yr in San Antonio
$5,409/mo
take-home after all taxes
Federal + FICA$15,092
Texas State Tax$0
Annual Take-Home$64,908

Is $X a Good Salary in San Antonio?

AnnualTake-Home/moRent/Take-HomeVerdict
$50,000$3,52933%Solid
$75,000$5,11622%Excellent
$100,000$6,58217%Excellent
$150,000$9,46212%Excellent

Rent as % of monthly take-home. Under 33%: excellent. Under 40%: solid. Under 50%: workable. Over 50%: tight.

Texas has no state income tax.

Versus California on $100K: save roughly $9,000/year in state tax. No-tax state analysis

MIT Living Wage, San Antonio (Texas)

$38,000/yr
Single adult
$98,000/yr
Family of 4

Source: MIT Living Wage Calculator 2025.

Cost of Living in San Antonio, TX (Numbeo Q1 2026)

68 / 100
COL Index
vs NYC baseline
63 / 100
Rent Index
residential rents
74 / 100
Groceries Index
vs NYC
$38/mo
Transit Cost
monthly pass or equivalent

Neighbourhoods and Rent Ranges in San Antonio

Downtown ($1,300-2,500), King William ($1,400-2,600), Stone Oak ($1,200-2,100), Alamo Heights ($1,300-2,400), Helotes ($1,000-1,800)

Source: Zillow Observed Rent Index, April 2026. Ranges reflect studio to 2-bedroom.

Top Employers in San Antonio

USAA, Valero Energy, H-E-B, Baptist Health System, CPS Energy

Source: BLS QCEW 2024, company public disclosures.

San Antonio vs Nearby Cities on $80,000/yr

San Antonio current
Texas
$5,409/mo
State tax: $0 (no income tax)
COL index: 68
Full San Antonio breakdown
Austin
Texas
$5,409/mo
State tax: $0 (no income tax)
COL index: 82
Full Austin breakdown
Houston
Texas
$5,409/mo
State tax: $0 (no income tax)
COL index: 72
Full Houston breakdown
Compare any two cities side-by-side
Texas has no state income tax. noincometaxstates.comCost of living by stateAll 25 metros

San Antonio Salary FAQ

What is a good salary in San Antonio in 2026?+
A 'good' salary in San Antonio is one where rent consumes less than 30% of gross monthly income or 33% of take-home. On $80,000 per year in San Antonio, take-home is determined by federal tax, FICA, and Texas state tax. Use the calculator above to see exact figures. The MIT Living Wage Calculator (2025) estimates a single adult in San Antonio needs roughly the living wage figure shown above for a basic comfortable life without savings margin.
How much is rent in San Antonio?+
The Zillow Observed Rent Index for San Antonio (April 2026) shows a median 1-bedroom rent in the range listed in the city data above. Rent varies significantly by neighbourhood. Check the neighbourhood notes section for sub-city rent variation.
What is the take-home on $80,000 in San Antonio?+
On $80,000 per year, a single filer in San Antonio pays federal income tax plus FICA. Texas state income tax applies at the rate shown in the calculator above. Use the calculator to see exact take-home for your filing status.
Does San Antonio have a city income tax?+
San Antonio does not charge a separate city income tax in 2026. State income tax is the only sub-federal income tax applicable.
How does San Antonio compare to the national average?+
The cost of living index for San Antonio (Numbeo Q1 2026, NYC=100) is shown in the stats above. A higher index means higher costs than NYC; lower means cheaper. For a direct side-by-side comparison with any other city, use the compare tool linked below.
Related: Yearly Calculator | Compare Cities | All 25 Metros