Independent calculator. Not financial advice. Estimates use 2026 federal brackets and state tax tables verified April 2026. Methodology
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Take-Home in No-State-Tax States 2026

9 states levy zero state income tax on wages. Take-home equals gross minus federal tax and FICA only. Compare against CA (top rate 13.3%), NY (10.9% + NYC city tax), and Oregon (9.9%).

The 9 no-state-tax states (with DOR confirmation)

No state income tax. Higher sales tax (6.25% state + local up to 8.25%) and high property tax.

No state income tax. State sales tax 6%. Lower property tax than TX.

No state income tax on wages. 7% capital-gains tax on gains over $270k applies (since 2022).

No state income tax. State sales tax 6.85%.

No tax on wages. Hall income tax on interest/dividends fully repealed in 2021.

No state income tax. State sales tax 4.5%.

No state income tax. State sales tax 4%.

No state income tax. No state sales tax. Alaska Permanent Fund Dividend paid annually to residents.

No tax on wages. 4% Interest and Dividends Tax (being phased out, fully repealed 2027).

Take-home savings: no-state-tax vs California vs New York

Gross/yrAustin TXLos Angeles CANew York NYTX vs CATX vs NY
$40,000$34,311$33,550$31,511+$761+$2,800
$50,000$42,346$41,100$38,583+$1,246+$3,763
$60,000$50,381$48,535$45,651+$1,846+$4,730
$75,000$61,391$58,373$55,210+$3,018+$6,181
$100,000$78,978$73,651$70,375+$5,327+$8,603
$150,000$113,542$103,565$100,076+$9,977+$13,466

Single filer, standard deduction, no 401k. State tax comparison only (does not factor in cost of living, property tax, sales tax, or transit). NYC figure includes NYC city tax 3.078-3.876%.

Frequently Asked Questions

Which states have no state income tax in 2026?+
Nine states levy no state income tax on wages: Texas, Florida, Washington, Nevada, Tennessee, South Dakota, Wyoming, Alaska, and New Hampshire. New Hampshire taxes interest and dividends only (being phased out by 2027). Washington taxes capital gains over $270,000 but not wages. None of these 9 states tax W-2 wages or salaried income at the state level.
How much do I save by living in a no-state-tax state?+
It depends on the comparison state and income level. On $100,000 single filer, you save approximately $9,300 vs California (top marginal rate kicking in), $6,700 vs New York state alone (more in NYC with city tax), $5,500 vs Oregon, $5,000 vs Massachusetts. On $50,000 single filer, savings are smaller: roughly $2,000-3,500 vs the same comparison states. Effective tax differences narrow at lower incomes because state standard deductions and lower brackets dampen the gap.
Are these states cheaper to live in overall?+
Not necessarily. Texas and Florida property taxes are among the highest in the US (TX effective rate ~1.6%, FL ~0.9%) which can offset wage tax savings for homeowners. Tennessee, Wyoming, South Dakota offer genuinely low total tax burden. Washington and Alaska are mixed (no income tax but high cost of living in Seattle and Anchorage respectively). Compare total tax burden (income + sales + property + excise) not just income tax in isolation.
What about local income taxes?+
All 9 listed states have no state-level income tax. They also have no city or municipal income tax on wages with one exception: Tennessee allowed Hall Tax on interest and dividends through 2020 (fully repealed 2021). New Hampshire continues to tax interest and dividends through 2026 at 4% (down from 5% in 2023, phasing to 0 by 2027). None tax W-2 wages.

Sources: Each state's Dept of Revenue confirmation linked in the state cards above. Federal brackets from IRS Rev. Proc. 2025-32 (2026). FICA wage base from SSA 2026. State and local tax burden context from Tax Foundation State and Local Tax Burden 2025.