Take-Home in No-State-Tax States 2026
9 states levy zero state income tax on wages. Take-home equals gross minus federal tax and FICA only. Compare against CA (top rate 13.3%), NY (10.9% + NYC city tax), and Oregon (9.9%).
The 9 no-state-tax states (with DOR confirmation)
No state income tax. Higher sales tax (6.25% state + local up to 8.25%) and high property tax.
No state income tax. State sales tax 6%. Lower property tax than TX.
No state income tax on wages. 7% capital-gains tax on gains over $270k applies (since 2022).
No state income tax. State sales tax 6.85%.
No tax on wages. Hall income tax on interest/dividends fully repealed in 2021.
No state income tax. State sales tax 4.5%.
No state income tax. State sales tax 4%.
No state income tax. No state sales tax. Alaska Permanent Fund Dividend paid annually to residents.
No tax on wages. 4% Interest and Dividends Tax (being phased out, fully repealed 2027).
Take-home savings: no-state-tax vs California vs New York
| Gross/yr | Austin TX | Los Angeles CA | New York NY | TX vs CA | TX vs NY |
|---|---|---|---|---|---|
| $40,000 | $34,320 | $33,559 | $31,521 | +$761 | +$2,799 |
| $50,000 | $42,355 | $41,110 | $38,592 | +$1,245 | +$3,763 |
| $60,000 | $50,390 | $48,545 | $45,660 | +$1,845 | +$4,730 |
| $75,000 | $61,593 | $58,575 | $55,412 | +$3,018 | +$6,181 |
| $100,000 | $79,180 | $73,853 | $70,577 | +$5,327 | +$8,603 |
| $150,000 | $113,791 | $103,814 | $100,325 | +$9,977 | +$13,466 |
Single filer, standard deduction, no 401k. State tax comparison only (does not factor in cost of living, property tax, sales tax, or transit). NYC figure includes NYC city tax 3.078-3.876%.
Frequently Asked Questions
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Sources: Each state's Dept of Revenue confirmation linked in the state cards above. Federal brackets from IRS Rev. Proc. 2025-32 (2026). FICA wage base from SSA 2026. State and local tax burden context from Tax Foundation State and Local Tax Burden 2025.