$10 an Hour Is How Much a Year?
$10/hr at the standard 40-hour week for 52 weeks equals $20,800 per year gross. After federal tax and FICA, take-home is approximately $1,562/month in a no-state-tax state.
Adjust the calculation
Take-home in 4 reference states at $20,800/yr
| Location | Federal Tax | State Tax | FICA | Take-home/mo |
|---|---|---|---|---|
| Austin, TX no state tax | $470 | $0 | $1,591 | $1,562 |
| Miami, FL no state tax | $470 | $0 | $1,591 | $1,562 |
| New York, NY state + city tax | $470 | $1,152 | $1,591 | $1,466 |
| Los Angeles, CA highest state rate | $470 | $198 | $1,591 | $1,545 |
Single filer, standard deduction, no 401k contribution. Federal brackets from IRS Rev. Proc. 2025-32 (2026). FICA per SSA 2026 wage base ($184,500).
Annual gross at $10.00/hr across schedules
| Schedule | 52w | 51w | 50w | 48w |
|---|---|---|---|---|
| 35h/week (4-day or part-time FT) | $18,200 | $17,850 | $17,500 | $16,800 |
| 40h/week (standard FT) | $20,800 | $20,400 | $20,000 | $19,200 |
| 45h/week (with regular OT) | $23,400 | $22,950 | $22,500 | $21,600 |
Standard FT assumes 40h x 52w = 2,080 annual hours. Each unpaid week subtracts 40h of pay. Overtime not included (see overtime impact page).
What $20,800/year means in context
$10/hr is below the federal minimum wage in some scenarios but remains common in tipped, training, or specific subminimum cases. Annual gross is below the standard deduction in some filing scenarios.
Frequently Asked Questions
$10 an hour is how much a year?+
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What if I work 35 hours instead of 40?+
Does this include overtime?+
Other hourly rates
Sources: 2026 federal tax brackets from IRS Rev. Proc. 2025-32; withholding tables from IRS Publication 15-T; FICA wage base from SSA contribution and benefit base 2026. Wage context from BLS Occupational Employment Statistics.