$18 an Hour Is How Much a Year?
$18/hr at the standard 40-hour week for 52 weeks equals $37,440 per year gross. After federal tax and FICA, take-home is approximately $2,688/month in a no-state-tax state.
Adjust the calculation
Take-home in 4 reference states at $37,440/yr
| Location | Federal Tax | State Tax | FICA | Take-home/mo |
|---|---|---|---|---|
| Austin, TX no state tax | $2,322 | $0 | $2,864 | $2,688 |
| Miami, FL no state tax | $2,322 | $0 | $2,864 | $2,688 |
| New York, NY state + city tax | $2,322 | $2,553 | $2,864 | $2,475 |
| Los Angeles, CA highest state rate | $2,322 | $658 | $2,864 | $2,633 |
Single filer, standard deduction, no 401k contribution. Federal brackets from IRS Rev. Proc. 2025-32 (2026). FICA per SSA 2026 wage base ($184,500).
Annual gross at $18.00/hr across schedules
| Schedule | 52w | 51w | 50w | 48w |
|---|---|---|---|---|
| 35h/week (4-day or part-time FT) | $32,760 | $32,130 | $31,500 | $30,240 |
| 40h/week (standard FT) | $37,440 | $36,720 | $36,000 | $34,560 |
| 45h/week (with regular OT) | $42,120 | $41,310 | $40,500 | $38,880 |
Standard FT assumes 40h x 52w = 2,080 annual hours. Each unpaid week subtracts 40h of pay. Overtime not included (see overtime impact page).
What $37,440/year means in context
$18/hr is common in skilled retail, customer support, and entry-level admin roles. Annual gross is near the 2025 BLS 25th-percentile wage for all occupations.
Frequently Asked Questions
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Other hourly rates
Sources: 2026 federal tax brackets from IRS Rev. Proc. 2025-32; withholding tables from IRS Publication 15-T; FICA wage base from SSA contribution and benefit base 2026. Wage context from BLS Occupational Employment Statistics.