Independent calculator. Not financial advice. Estimates use 2026 federal brackets and state tax tables verified April 2026. Methodology
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Home / Hourly to Annual / $18 an Hour

$18 an Hour Is How Much a Year?

$18/hr at the standard 40-hour week for 52 weeks equals $37,440 per year gross. After federal tax and FICA, take-home is approximately $2,688/month in a no-state-tax state.

$18 x 40h x 52 weeks
$37,440
per year gross

Adjust the calculation

$
1h40h80h
12652
$18.00/hr x 40h x 52w
$37,440
per year gross
$720
Weekly gross
$1,440
Bi-weekly gross
$3,120
Monthly gross
$37,440
Annual gross

Take-home in 4 reference states at $37,440/yr

LocationFederal TaxState TaxFICATake-home/mo
Austin, TX
no state tax
$2,322$0$2,864$2,688
Miami, FL
no state tax
$2,322$0$2,864$2,688
New York, NY
state + city tax
$2,322$2,553$2,864$2,475
Los Angeles, CA
highest state rate
$2,322$658$2,864$2,633

Single filer, standard deduction, no 401k contribution. Federal brackets from IRS Rev. Proc. 2025-32 (2026). FICA per SSA 2026 wage base ($184,500).

Annual gross at $18.00/hr across schedules

Schedule52w51w50w48w
35h/week (4-day or part-time FT)$32,760$32,130$31,500$30,240
40h/week (standard FT)$37,440$36,720$36,000$34,560
45h/week (with regular OT)$42,120$41,310$40,500$38,880

Standard FT assumes 40h x 52w = 2,080 annual hours. Each unpaid week subtracts 40h of pay. Overtime not included (see overtime impact page).

What $37,440/year means in context

$18/hr is common in skilled retail, customer support, and entry-level admin roles. Annual gross is near the 2025 BLS 25th-percentile wage for all occupations.

Annual gross
$37,440
Monthly gross
$3,120
Weekly gross
$720

Frequently Asked Questions

$18 an hour is how much a year?+
$18 per hour multiplied by 2,080 work hours (40 hours per week, 52 weeks) equals $37,440 per year gross. With two weeks of unpaid time off, the denominator drops to 2,000 hours and annual gross becomes $36,000. Federal income tax plus FICA at $37,440 totals approximately $5,186 per year in a no-state-tax state, leaving roughly $32,254 take-home (about $2,688 per month). State income tax in California, New York, or other high-tax states reduces this further. See the per-state breakdown above.
$18 an hour is how much a month?+
$18 per hour at 40 hours per week for 52 weeks produces $37,440 gross per year, or $3,120 gross per month. After federal income tax and FICA (no state tax baseline), monthly take-home is approximately $2,688. In a high-tax state like California or New York, monthly take-home drops to roughly $2,475 (NYC, with city tax) or $2,633 (Los Angeles).
$18 an hour is how much per week?+
$18 per hour at 40 hours per week equals $720 gross per week. Bi-weekly gross is $1,440 (26 paychecks per year). Three months in each calendar year contain 3 bi-weekly paychecks instead of the usual 2, which is a common cashflow planning anchor. See biweeklysalarycalculator.com for the 3-paycheck month calendar.
Is $18 an hour a good wage in 2026?+
$18/hr is common in skilled retail, customer support, and entry-level admin roles. Annual gross is near the 2025 BLS 25th-percentile wage for all occupations. Whether $37,440 per year covers a comfortable cost of living depends on your metro. In Austin or Houston (no state tax, Numbeo COL index roughly 80), $37,440 per year is approximately 168% of median 1BR rent at the 50% needs allocation. In NYC or SF, the same gross covers a much smaller share of median rent.
What if I work 35 hours instead of 40?+
At $18 per hour for 35 hours per week and 52 weeks, annual gross is $32,760 (a 12.5% reduction from the 40-hour baseline of $37,440). Federal tax brackets are progressive, so the take-home reduction is roughly proportional but the effective tax rate drops slightly because more income falls in lower brackets.
Does this include overtime?+
No. This calculator uses regular hours only. Under the Fair Labor Standards Act (DOL Fact Sheet 23), non-exempt workers earn 1.5 times their regular rate for hours over 40 per week. At $18 regular rate, overtime is $27.00/hr. Five hours of overtime per week for 52 weeks adds $7,020 to annual gross. See /overtime-impact for full overtime calc.

Other hourly rates

Sources: 2026 federal tax brackets from IRS Rev. Proc. 2025-32; withholding tables from IRS Publication 15-T; FICA wage base from SSA contribution and benefit base 2026. Wage context from BLS Occupational Employment Statistics.